NMG breaks it down.
Health insurance is built to be confusing. These short videos cut through it, one topic at a time. Follow on YouTube, TikTok, Instagram, or Facebook to catch each one.
From Nihal Gautam, founder
I make these because nobody explained this stuff to me either. If a video helps, send it to someone who’s confused about their coverage. If you want help with your own situation, book a call.
Topics on the way
- Savings
Why did my premium jump?
What changed with health insurance tax credits, and how to see what you actually qualify for.
- Plan basics
Bronze vs. Silver vs. Gold
The metal levels aren’t about quality of care. Here’s what they really mean for your wallet.
- Plan basics
Deductible vs. out-of-pocket max
The two numbers that decide what a bad year actually costs you.
- Life changes
Lost your job? The 60-day clock
Losing coverage opens a special enrollment window. Miss it and you could wait months.
- Tax time
Why your income estimate matters
Guess too low and you could owe money back when you file. How to estimate it right.
- Networks
Is your doctor really in network?
In network and taking new patients are not the same thing. How to check before you enroll.
These videos are general education, not tax or legal advice. Your options and savings depend on your location, household, and income.
Got a question you want answered?
Send it in. It might be the next video, and we’ll answer you directly either way.