About

Built on protection and advocacy.

Shield & Sword is for people who are tired of being sold to and want someone who will actually look out for them.

Founder

Nihal Gautam

I grew up in Brooklyn, raised by my grandmother. Before I started Shield & Sword, I was one of the top ACA and Medicare producers at the agency where I learned this business.

What I learned there: enrolling is the easy part. The hard part comes later, with a denied claim, a billing mistake, or a tax form nobody explained. Most people have no one to call when that happens.

I built Shield & Sword so every client gets two things: the right protection, and someone in their corner after they enroll. I’m a father first, and I treat every household I work with the way I’d want mine treated.

  • Licensed health insurance agent, NPN 20496108
  • CMS Marketplace certified for the 2027 plan year
  • Independent: we represent multiple carriers
  • Based in Phoenix, working with clients nationwide by phone and video

What we stand for

  • Honesty first. If your current plan is the right fit, we’ll tell you to keep it.
  • Advocacy after the sale. Billing problems, denied claims, confusing letters. Call us.
  • Plain English. No jargon, no pressure, no runaround.
  • Your consent, every step. Nothing is submitted without your review.
Nihal Gautam
FounderNihal Gautam

Get covered right the first time

One conversation. Straight answers. No pressure to enroll in anything.